Empowering You with Core Financial Insights – Powered by Mortgageabs
At Mortgageabs, understanding mortgages is viewed as essential to building a strong financial future. A complete suite of intelligent mortgage calculators has been developed to empower smarter, more confident decisions — whether buying a first home, renewing an existing mortgage, or refinancing.
Explore the tools below and see how gaining deeper insights into mortgage options can bring homeownership goals within reach. Every calculator is thoughtfully crafted to deliver clarity at the core of the home financing journey.
Mortgage Calculator Suite.
Payment Calculator
Calculate your monthly mortgage payments, view amortization schedule, and understand the impact of prepayments on your mortgage term.
- Monthly payment breakdown
- Interactive amortization chart
- Prepayment options
- Total interest calculation
Affordability Calculator
Determine how much house you can afford based on your income, expenses, and financial situation, including co-applicant options.
- Maximum mortgage amount
- Co-applicant functionality
- Debt service ratio analysis
- Purchase price estimation
Comparison Calculator
Compare up to 5 different mortgage options side by side to find the best fit for your needs, with detailed breakeven analysis.
- Multi-mortgage comparison
- “Best Value” highlighting
- Interest cost comparison
- Term breakeven analysis
Renewal Calculator
Compare your current mortgage to new offers and see how much you can save by switching lenders or terms.
- See impact of changing interest rates
- Adjust amortization and term
- Compare monthly payments & total interest
- Explore long-term savings
CMHC Insurance Calculator
Calculate mortgage default insurance premiums for Canadian mortgages with down payments less than 20%.
- CMHC premium calculation
- Down payment options
- Premium rate tables
- Add-to-mortgage vs. upfront payment
Debt Consolidation Calculator
Evaluate the benefits of consolidating high-interest debts into your mortgage with HELOC and cash-out refinancing options.
- Monthly payment comparison
- Total interest savings
- HELOC vs. refinancing options
- Dynamic debt management
Purchase Calculator
Estimate the maximum home price you can afford based on your income, down payment, and debts.
- Calculate your buying power
- Include CMHC insurance if applicable
- Adjust for interest rate and term
- See your estimated monthly payments
Land/Property transfer Calculator
Quickly calculate the land transfer tax based on your province and purchase price.
- Includes provincial and municipal taxes
- First-time homebuyer rebates (if available)
- Instant total transfer tax amount
Closing Cost Calculator
Plan ahead for additional expenses when buying a home. Know what you’ll pay on top of your down payment.
- Land transfer taxes
- Legal fees
- Home inspection costs
- Title insurance & more
All calculators feature a responsive design, professional styling, and detailed results to help you make informed decisions about your mortgage and financial future.
Why Choose MortgageABS Calculators?
Each Mortgageabs calculator is designed with responsive design, professional styling, and detailed results to guide you at every step. Whether you are budgeting, comparing, or finalizing your home financing, you can trust MortgageABS to deliver accurate, easy-to-understand insights — helping you build a solid financial foundation from the core.
Start exploring today — your dream home awaits, and smart decisions start with mortgageabsat your side.
